Motor Vehicle Legal Terms

The laws governing motor vehicles vary widely from state to state. In general, the laws assume that the vehicle was operated by the owner's permission.

The mortality rates are influenced by laws that increase penalties that make revocation automatic or focus on social hosts. All of these measures, such as obligatory education, alcohol treatment and interlock devices, have only a little effect.

Legal Definitions

State laws regulate the legal terms used by farmington motor vehicle accident Law Firm vehicles. The various definitions that are used for matters pertaining to national requirements for fuel economy and licensing standards for commercial vehicle drivers serve mostly administrative reasons, and do not apply to states that decide their own registration classifications. These classifications for vehicles determine if a motorist requires an additional license to operate certain types vehicles.

The state laws define the terms "automobile," "light truck" and others. As an example an example, a light truck is any motor vehicle that has an rated capacity of less than 7,500 pounds. This excludes pickup trucks as well as panel delivery trucks. Also, it does not include any vehicle or combination of vehicles that is designed primarily to carry property or passengers wholly within its own structure, such as trailers and manufactured homes.

A wheel chair conveyance is a device with wheels, typically used by people who, due to physical disability cannot move around as pedestrians. A moped is a vehicle with no more than three wheels on the ground, and that travels at maximum speed of 35 miles per hour.

A pedicab, or pedal-driven vehicle, is driven by the person who sits on top of it. A person who holds the legal title to a car is called the owner.

Traffic Laws

Typically, each state has its own set of motor vehicle laws, which regulate everything from the registration process to the insurance requirements. They also regulate the kinds of vehicles covered by the law. Some of these laws are identical across states, while others are different. For instance there are laws that restrict the number of people one can carry in a pedicab. There are laws against reckless driving in certain types of roads, such as parking lot.

Any person who operates a motor vehicle in violation of these laws could face penalties and fines for violating these laws. Penalties could include having your license revoked or the requirement to go to traffic school.

One of the most important laws in a particular state regarding automobiles is that it governs the speed limits placed on roads. In New York, for example it is stated that the speed limit for commercial vehicle is the same as that of an automobile.

The law also defines the definition of the term "motor vehicle." This covers every description of a carriage or contrivance that is propelled by mechanical energy and employed on a public highway for the transport of people or property, or for other commercial use. The law excludes trailers coaches and semitrailers, all terrain and snowmobiles, motorized mobility assist devices for people with disabilities as well as self-propelled corn and hay harvesting machines.

Insurance

A motor vehicle insurance policy is a contract which protects the insurer from financial loss in the event of injuries to the body or death or property damage caused by a third-party caused by the running, maintaining, ownership, or use of an insured vehicle. It also provides protection against physical damage to the covered vehicle. It must contain the address and name of the named insured as well as the coverage provided by the policy, the premium payable, the duration of effectivity and the limits of liability. It must also contain an agreement or an endorsement that states that the insurance coverage is in line with the coverage that is specifically outlined for bodily injury, death or property damage.

The language in the motor vehicle accident attorney vehicle policy may be confusing for the average person, and Duncanville law firms typically suggest that individuals read the policy sample to fully be aware of the terms. One of the most common areas of confusion is the definition of the term "motor vehicle accident lawsuit vehicle." The phrase is used often in statutes that govern the registration of vehicles and financial responsibility laws.

Examples of coverages under a motor policy include commercial auto coverage for vehicles that are used for commercial and business establishments or for employment, activities, de funiak springs motor vehicle accident Attorney or jobs conducted to earn money, automobile liability coverage, which includes PIP MP, PIP, and uninsured and underinsured driver coverage (UM/UIM). Many states require drivers to have this kind of insurance.

Permissive Use

If you are not the named insured or family member drives your vehicle and gets into an accident, it is crucial to know the process of insurance coverage in these situations. This is known as permissive utilization. The specific terms of your insurance policy may vary, but a majority of major car insurers offer this type of coverage.

However, it is important to note that a person driving your car must have your permission in order to be held liable for damages. Permission can be express or implied, and it is not required to be written down.

In determining whether there is implied consent, courts consider the relationship between the parties, their previous conduct and usage of the vehicle and the circumstances surrounding a specific driving incident. A court will also look at whether any restrictions were imposed on the permissive use. It will also consider if one minor deviation from time, place, and usage limitations of the initial permission would violate these limitations.

Be aware that adding an additional driver to your insurance policy will likely increase your premium, because the vehicle becomes more risky to insure. Therefore, it is important to think about your options carefully before lending your vehicle to other people. Contact Jerry for a no-cost insurance quote and discuss your policy terms.